From the time we are just wee tots, most of us were trained to save. When I was in elementary school just a few years back (?) we were encouraged to save by way of a savings account that was set up within the school system. Every week, we took 15 minutes to fill out…
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Are You Missing This Items In Your Retirement Planning?
Last month's article, "How do I retire with the resources I have?" brought me a number of emails and calls with questions about the alternatives we all have as we approach and enter into retirement. When you really stop and think about it, combining going to school with getting married, having a career, raising kids,…
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How Do I retire With The Resources I Have
Retirement holds no guarantees these days with regard to consistent income. In our parents and grandparents generations, there were more givens to count on: most corporate pension plans were Defined Benefit Plans, providing a guaranteed monthly income for life. Social Security had a relatively constant cost of living raise, and the overall cost of living…
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Withdrawal Planning- The Most Overlooked Part of Retirement Planning
When I studied for my Certified Financial Planner™ designation in the late 80's, it was broken into six sections: financial planning, insurance and risk, investments, taxes, retirement and estate planning. In your lifetime, you have come to learn the terms (and the struggles) of college planning, retirement planning and for those of you who have…
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