I am asked very often where I get the material for my columns, being that I have been writing for 15 years or so and for Rivertown since 2005. My answer always is life: conversations with people just like you who I am blessed to have crossed paths with that have an issue that bears…
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Low Interest Rates – The Good, The Bad And The Seniors
The year 2008 was a turning point in the lives of many, mostly for one reason: drastically reduced retirement and investment accounts as a result of an approximate 40% reduction in the stock market. Since that year, we have seen a worldwide economic slowdown effecting people of all walks of life, at every corner of…
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Is Your Retirement Plan Like An Apple Tree?
In our area of New York, for me October brings thoughts of a new autumn brusque feel in the air, Halloween, beautiful leaves (until it's time to rake), and fresh, crisp apples. As an apple fan, it means fresh applesauce, pie, and a host of recipes that include- yep you guessed it- apples. Here in…
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Personal Umbrella Policies… For That 100 Year Disaster
Recently a dear friend was in a near catastrophic car accident. His wife, thank goodness, was relatively unharmed but for a few cuts from broken glass. He however, was not as fortunate. To avert a head on collision due to an individual who apparently was in too much of a rush, he swerved to the…
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