Most people have heard of FICO, but are not familiar with its origin and more importantly, how it's used in your favor or against you when applying for credit. Your FICO score, literally a summary of your credit-worthiness, is used by those you seek credit from for anything from a credit card to applying for…
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The DOL (Department Of Labor), The Financial Services Industry…And You!
Note: This article is to begin making our clients aware of this new evolution in the financial services industry. It holds no opinion or judgment on the rule, it's intricacies or politics, and is just a small part of a very complex issue affecting every American who is trying their best to save and prepare…
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Social Security-The Word On The Street!
Social Security- two words viewed by the young as a moniker for the old, and by the older (note: not old!) as money to help with their income. It's a marker used for moving from the working class to the retired, and comes around the time our grandchildren come into this world, some before, some…
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The Connection Of Social Media To Millennial Spending
I recently read a Deloitte report that cited that 47 percent of millennials are influenced in their purchases by social media, compared to 19 percent for all other age groups. I admit I am one of many who go on social media and end up impulse buying, which doesn't help me or my bank account!…
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