To say this has been a year of events is an understatement. While the markets have had their ups and downs, a review of world events reminds us that we are truly a worldwide economic entity, and the domestic markets are affected tremendously although the event may be on the other side of the world.…
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Mortgage Alert!!!
A short but not-to-late warning. For the past 8 years or so with interest rates pretty much at zero, mortgage rates have been at unheard of historic lows. Last month, interest rates were raised a quarter of a point after all this time. Amazingly, some people did not take advantage of low mortgage rates and…
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Life Is About Negotiation!
As a professional and a gentleman, I believe that everybody is entitled to be paid for the work, product or service they provide. I also recognize that what we are paying for at the time is not just for the immediate service, but for the time it took for the provider to learn their craft,…
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Our Children And College… The Pride And The Shame
In the past 6 months or so, it seems that I have had an inordinate amount of meetings with clients who are suffocating under staggering amounts of student loans taken out for their children. The conversations range from lowering the loan rates to alternative ways to fund the loans, to unfortunately, the parents postponing their…
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