Many studies have been done regarding our spending habits and relationships towards money. It's different for everybody, as we all have our own habits and past issues that govern how we relate to our money at this stage in our lives. In the past generations going back to the 20's-50's, the envelope method was the…
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It’s Time To Get Even With Your Kids
By now, figuring that you have done serious thinking about your estate plan and intergenerational planning, you've done your basic wills, durable powers of attorney, living will and health care proxy. Perhaps you've implemented some trusts into your estate plan to further insure your assets go to whom you've decided best deserves them. You've make…
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Withdrawal Planning- The Most Overlooked Part of Retirement Planning
When I studied for my Certified Financial Planner™ designation in the late 80's, it was broken into six sections: financial planning, insurance and risk, investments, taxes, retirement and estate planning. In your lifetime, you have come to learn the terms (and the struggles) of college planning, retirement planning and for those of you who have…
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Inflation- The Retirement Fund Destroyer
I receive a fair amount of feedback from my readers in the form of mail, emails and phone calls. I love to hear from all of you, as it give me a gauge as to how my writing affects you, helps you, and sometimes just makes you laugh! Last month I received a two page…
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