The old saying "the grass is always greener in the other guys (or girls) yard" is a bit overdone in my opinion. While some wealthy people have inherited their wealth, my experience is most that I work with are self-made... they did it themselves. While they all took a different route, the destination was the…Read more
The Ultimate Emergency- How Prepared Are YOU?
As a Certified Financial Planner® practitioner, one of the first things I learned in working with and helping people prepare for the long haul is the creation of "The Emergency Fund": a sum roughly equal to 6 months household expenses held in a liquid account accessible for emergencies- yes, the one you never figure would…Read more
The Truth Shall Set You Free… or Make You Poor
Before I start, let me say I try to steer clear of discussing politics, religion or personal preference with clients and friends. Everybody is entitled to their opinion, and we are all right and we are all wrong. With that said, I've got a couple of thoughts. With the elections still almost a year away,…Read more
Intergenerational Planning- more than just a big word…
For those of you who are parents and/or grandparents, the thought of moving your wealth from one generation to another can be rather perplexing and downright thought provoking. We want our children to do and be better than us, and our darling grandchildren are... well... our darling grandchildren! Full of life, innocent to today's harms…Read more