Nobody likes to think about being involved in an accident or because of natural causes becoming disabled. Actually, during one's working years, a study of insurance claims shows that the chance of being disabled is more than dying. In that study, they formed groups from age 25 to age 55 and the results were staggering:…Read more
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I am a great believer that we were not put on this earth to survive: we are here to live. With that, it's only human to want things: necessities like clothes, housing and food. Then, we look at the difference between the "needs" and the "wants..." and there's nothing wrong with wanting stuff: jewelry, a…Read more
Just so you don't think the USA has all the tax problems of the world, consider this: France has a plan to put in place a millionaire's tax for those with over a joint income over $1.3 million dollars, at a rate of 75%. Now before you laugh because of the limits, consider these thoughts:…Read more
For most of your working life, most contributions made toward your impending retirement has been to a qualified plan, meaning a plan that allows you to take a tax deduction in the current year of contribution as in a Traditional IRA, or in the case of corporate working folk, their 401(k). There are two phases…Read more
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