While Mr. Clitheroe may point to the obvious, the fact is that in America today, paying for purchases usually happens after, not during the purchase. Debt is unfortunately rampant in today's world, sometimes because of necessity, and many times, by confusing the terms "want" and "need." When meeting with all our clients, one of the…
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Preparing For A Hospital Stay
Nobody likes to spend time in a hospital, especially as a patient. Last month, I had the necessity to go in for surgery at our local hospital. While I did have the luxury of calling it "elective surgery" vs. emergency surgery, the ramifications are still the same: mostly fear. Will everything go OK, will there…
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Personal Umbrella Policies… For That 100 Year Disaster
Recently a dear friend was in a near catastrophic car accident. His wife, thank goodness, was relatively unharmed but for a few cuts from broken glass. He however, was not as fortunate. To avert a head on collision due to an individual who apparently was in too much of a rush, he swerved to the…
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