In our area of New York, for me October brings thoughts of a new autumn brusque feel in the air, Halloween, beautiful leaves (until it's time to rake), and fresh, crisp apples. As an apple fan, it means fresh applesauce, pie, and a host of recipes that include- yep you guessed it- apples. Here in…
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About: Neal
Recent Posts by Neal
Personal Umbrella Policies… For That 100 Year Disaster
Recently a dear friend was in a near catastrophic car accident. His wife, thank goodness, was relatively unharmed but for a few cuts from broken glass. He however, was not as fortunate. To avert a head on collision due to an individual who apparently was in too much of a rush, he swerved to the…
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The Two Stages Of Preparing For Retirement
Each year since you started working, you diligently saved. The myriad of choices, depending on your type of work, gave you the choice of a Traditional IRA, 401(k), 403(b), Tax Sheltered annuity, Defined Benefit Plan, Defined Contribution Plan, Profit Sharing Plan, Money Purchase Plan... well, you get the idea. All of the above plans gave…
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Watch Out Chicken Little – The World Is Changing
It doesn't take a rocket scientist to know that things are changing: in all aspects of our day to day life. World-wide economics are in turmoil. Life just seems to have begun to be turned upside down. For those of you in my age bracket (let's just say 50 plus) we could never have imagined…
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Recent Comments by Neal
- February 16, 2010 on Long Term Care Insurance Components

